When people still do not straighten out the relationship between finance and technology, the chaos of Internet finance will not be eliminated. Although the Internet finance industry has reached a dead end, we will always see chaos like Internet finance emerging. This tells us that the evolution of the relevant finance is not just a safe haven. The real special database change in the real sense is the guarantee to ensure that the development of the financial industry will enter a new stage.
The author believes that the fundamental reason that the evolution of the financial industry has never been able to jump out of the vicious circle of Internet financial development is that people's thinking has never jumped out of the Internet's thinking, but special database only looks at the evolution of finance from the perspective of the Internet. The financial chaos we have seen, such as leveraging and overdraft consumption, is the true embodiment of this state of development. After all, even when the evolution of the financial industry has entered a new stage of development.
People still only regard users as the target of harvesting, and the so-called development model is still a traffic-driven development model. In essence, this evolution has not brought any substantial changes to the financial industry. When the risks brought by harvesting traffic cannot be carried, the so-called bubble of new financial evolution has the risk of special database bursting at any time. When the chaos of Internet finance is frequent, what we should really think about is how to fundamentally change the financial industry itself and ask for productivity from the financial industry, not just to harvest users by financial means.